A company may have sales receivable and need liquidity before receiving those payments: the large payment to the supplier falls before the customer’s invoice. The quarter closes; the middle three weeks no. Requesting a new loan implies another evaluation, another background and a deadline that sometimes does not fit with that window.
In many SMEs and in many larger companies, this window already has a partial, little-used response: the amount in dollars of the corporate card or the personal card of the owner or a member. It is the international line that the issuing bank has already approved for purchases outside Chile. It is not cash at the till. It is not an advance from the bank. It is a limit in USD that, if available, can be converted to pesos.
A specialized operator buys the card capacity – Visa or Mastercard – and transfers pesos to the agreed bank account. The charge generates a debt with the card issuer, which the cardholder must pay according to the agreed conditions. GiroDólares does not grant additional credit or request bank passwords or access to accounts. The transfer, once the operation is confirmed, is paid in minutes.
The operation uses a previously approved quotabut its availability does not guarantee the authorization of the position. In high amounts, additional security validations may be applied, which GiroDólares informs before operating.
In small operations the process is similar between different suppliers. Not in high amounts. The percentage on the Dollar Observed It is evaluated by section: A large operation is not priced the same as one of USD 300. GiroDólares quotes without a maximum limit, case by case, and leaves the percentage and the exact total in pesos in writing before committing. GiroDólares details the requirements and process for business operations and high amounts.
Three verifications that apply, especially if the amount matters:
A. The conditions of the issuing bank for that type of charge and the internal policies on the corporate card. The operator does not replace that reading.
Of the. The traceability of both ends: who is the owner of the card and who is the owner of the account that receives the pesos. The operation must be able to be justified afterwards.
Three. Who is it operated with? Antiquity verifiable with public traces – not with a campaign phrase -; physical office; written quote; an interlocutor who responds from the quote to the transfer. GiroDólares does not request bank passwords or access to accounts.
GiroDólares has operated in Chile since 2002, with an office in Providencia. CupoDólares, from the same group, has been operating since 2001. More than 21,000 clients served, according to company records, and 4.9 stars on its Google listing, consulted in November 2026. The minimum transaction is USD 300; High amounts are quoted per section, without a maximum limit. They serve corporate cards and owner or partner cards, Visa or Mastercard.
The payment is calculated by applying a percentage of up to 82% of the Observed Dollar for each dollar of quota useddepending on amount and conditions; The quote informs the exact total in pesos before operating.
Contributing is not obligatory. Before deciding, it is advisable to compare the amount that will be received, the conditions of the charge and the date on which it must be paid.
This is content presented by GiroDólares.
Source: www.cooperativa.cl
