New Delhi:
Bhai Dooj 2026: The festival of Bhai Dooj is a symbol of love and trust between brother and sister. On this day, brothers express their affection by giving gifts to their sisters. Usually sweets, clothes, jewelery or other items are gifted, but this Bhai Dooj you can give something to your sister which will not only bring happiness for one day but will also be useful to her in the years to come. Yes, this time instead of traditional gifts, you can take steps towards financial strength of your sister by giving her a financial gift.
1. Investing in bank FD
If your sister does not want to take risk and prefers safe investments, then bank fixed deposit (FD) in her name can be a good option. In this, money is deposited for a fixed period and interest is fixed by the bank. However, before choosing the interest rate and tenure of FD, definitely compare the offers of different banks.
2. Introduction of Mutual Fund SIP
If the sister wants to invest for a long time, then mutual funds can help in starting SIP in her name. A small amount can be invested in this every month. There is market risk in equity mutual funds and returns are not guaranteed, but the possibility of loss in long term investment is very less.
3. Gift of Gold ETF
You can gift Gold ETF to your sister who wants to invest in gold. Through this, investment is made in units linked to gold prices in the stock market. For this, demat and trading account is required.
4. Deposit money in PPF
Public Provident Fund (PPF) is also considered a good option for long term savings. In this, the interest rate is decided by the government and tax benefits can also be availed on investment. Its lock-in period is 15 years.
5. Gift of health insurance
Getting a health insurance policy for your sister can also be a useful gift. This can provide financial security in case of illness or hospitalization. While taking the policy, please check the coverage, waiting period and exclusions.
Source: ndtv.in
